What does the Mortgage Calculator do?

It estimates your monthly mortgage payment including principal, interest, property tax and insurance based on standard amortization formulas.

Are property taxes included?

Yes, you can optionally include taxes and insurance to get a more realistic monthly mortgage estimate.

Yes, it uses industry-standard mortgage formulas used by banks and lenders.

Finance Tools

Calculate mortgage payments including principal, interest, taxes, insurance, and HOA fees.

Home Price ($)

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Optional (recommended)

Annual Property Tax ($)

Annual Home Insurance ($)

Monthly HOA Fees ($)

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